How Interest works on your Account

Tradu pays you interest on unused funds (usable margin) in your CFD account, and on the Eligible Cash Balance in your Listed Stocks account. Interest is calculated daily, while the total interest is rounded down to the nearest cent for simplicity, and credited monthly within 15 days after the end of the relevant calendar month.

Clients with an equity balance equal to or over 2,000 EUR in their CFD or Listed Stocks account at the end of each calendar month will automatically receive interest payments.

The annual interest rates payable are variable and may change without notice. Please ensure you visit the site regularly to understand the current rate payable.

For all qualifying accounts, interest is calculated daily and paid monthly based on the usable margin in the account as follows:

• Daily Rate × Daily Usable Margin.
• Daily Rate = the Rate (as defined above) divided by 365.
• Daily Usable Margin = the Usable Margin on the account at 17.00 EST on any day during the calendar month that the account was open.
• Usable Margin= the account balance (including P&L) that is not being used to maintain open positions.

For all Accounts that meet or exceed the Threshold, interest will be calculated daily and paid monthly based on the Eligible Cash Balance (defined below) as follows:

• Daily Rate × Eligible Cash Balance - for that day
• Daily Rate = the Rate (as defined above) divided by 365.
• Eligible Cash Balance = the cash in the Account that is available to withdraw at 17.00 EST on any day during the calendar month that the Account was open.

Interest will be calculated daily, with total interest being rounded down to the nearest cent and paid monthly within 15 days after the end of the relevant calendar month. The payment will be reflected in your account statements. Payment will be made to your account in the designated Base Currency.

Yes, there are no lock-up periods with Tradu. Your funds remain liquid and accessible at any time.

No, there are no additional fees for the interest earning feature at Tradu.

As long as you meet eligibility requirements at the end of the calendar month, you will earn interest for each day of the month that you qualify.

You are responsible for the payment of all taxes that may arise in relation to your Account, which includes any interest payment.  We shall not provide any advice to you on any tax issue related to any Products or Services. You should obtain individual and independent tax advice from a financial advisor, auditor or legal counsel with respect to the tax implications of the Products or Services.  Your tax responsibility may vary depending on the your country of residence.

The minimum amount is *CCY 0.01, making it accessible for balances just meeting the minimum requirement. *CCY is the abbreviation for currency.

No, both new and existing may receive interest on their CFD or Listed Stocks accounts as long as they meet the eligibility requirements.